Key person Insurance

The future success of every business is dependent on a few key people. A Key person is any “key” employee, director or consultant on whom the business depends for its continued success, or existence, and on whose death or serious illness the business could suffer a financial loss. Putting Key person Insurance in place can help your business overcome the financial repercussions of losing a valued member of staff. The Key person policy will pay out a lump sum benefit to the business on the death or serious illness of an insured Key person. This lump sum benefit will compensate the business for any loss of profit or can be used to repay loans or recruit a suitable replacement.

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